Terms and Conditions for rivenaq.pro

These Terms outline your use of rivenaq.pro’s blog and resources. Please read carefully before accessing our content.

Last reviewed December 27, 2025.

Acceptance of Terms

By using this website, you accept these Terms and our policies. If you do not agree, please do not use the blog. Services and content are intended for personal use and informational purposes only.

Key Terms

We define the main concepts used in these Terms to avoid confusion.

‘rivenaq.pro’ refers to this financial literacy website and blog.

‘User’ means any visitor who accesses content or interacts with the site.

‘Content’ includes articles, imagery, and informational material on the site.

‘Services’ means features or contact methods offered here for the user.

Using Our Services

All content is for informational purposes only. Do not rely solely on blog posts for making major decisions—consult a qualified advisor if unsure.

Eligibility

The blog is intended for adults in Malaysia. Minors must have parent or guardian consent.

Not intended for minors without consent.

User Responsibilities

By using this site, you agree to:

Only submit true and accurate information
Respect site guidelines and other users
Use content only in line with Terms
Not misuse features or impersonate others

Prohibited Uses

Avoid these uses:

Disrupting site operations or security
Posting offensive or false information
Attempting to collect information about others
Introducing harmful content or code
Impersonating this blog, staff, or users

Intellectual Property

All content is the property of rivenaq.pro or licensed partners. Please do not redistribute or copy articles, images, or features without written consent. Third-party materials retain their rights.

User Contributions

If you share feedback or comments, you grant us permission to use them in line with our policies and display them responsibly.

Rights to Submitted Content

Feedback must not infringe on other rights and must be lawful. All user content may be moderated or removed.

Privacy and Data

We protect your data according to our Privacy Policy, complying with Malaysia’s laws. By using the site, you accept our privacy practices.

View Privacy Policy

Disclaimer of Warranties

Content is provided for reference only, without warranty of accuracy or completeness.

Important Notice

Articles do not guarantee success or fit all circumstances. Seek personal advice for significant financial actions. Results may vary.

Limitation of Liability

rivenaq.pro is not liable for losses, errors, or decisions made from the content or technical issues.

Indemnity

You agree to indemnify the site against claims related to your use or misuse of our content.

Dispute Resolution Mechanism

We aim to resolve issues amicably before legal steps.

Arbitration

Disputes requiring further resolution are subject to arbitration in Malaysia. Decisions are final, as allowed by law.

Contact us to attempt informal resolution first.

Online Dispute Resolution

EU users may access the European platform for online dispute resolution. Malaysian users may seek similar local recourse.

Read full disclaimer here

Severability

If part of these Terms is invalid, the remainder remains enforceable.

Entire Agreement Terms

These Terms and linked policies fully govern your use of rivenaq.pro.

Applicable Law in Malaysia

Malaysian law applies to website and dispute matters.

Account Termination

We may terminate or restrict access for violating Terms, with or without notice.

Changes

We may update Terms at any time. Please review for changes; continued use is acceptance.

Contact and Questions

For any queries about these Terms, please contact us.

Email: content@rivenaq.pro

Phone: +6018-502 6411

Address: Standard Chartered Building, No. 2 Beach Street, George Town, Penang 10200 Malaysia

Effective Date: December 27, 2025

Version: 2